Insights for MCA Lenders

Bank verification best practices, fraud prevention, and underwriting strategies

September 26, 2026 · 8 min read

How SBA MCA Refinancing Delays Reshape Bank Verification Software for Funders

New SBA rules effective October 1 make MCA-to-term-loan conversions harder to refinance, raising the stakes for bank verification at origination.

September 25, 2026 · 9 min read

How K-Shaped SMB Lending Proves Cash Flow Underwriting Needs Context for MCA Funders

Why aggregate SMB lending data misleads MCA funders, and how contextual cash flow underwriting separates real opportunity from hidden risk.

September 24, 2026 · 9 min read

How SBA's New MCA Refinancing Rules Reshape Bank Verification Software for Funders

New SBA rules on MCA-to-loan conversions force funders to rethink verification workflows and document retention.

September 23, 2026 · 9 min read

How Factoring's Decline Proves MCA Funders Need AI Document Verification for Lending

As factoring volumes shrink, MCA funders absorbing displaced deal flow need AI document verification to scale without adding underwriting headcount.

September 22, 2026 · 8 min read

How DailyFunder's 215,000 Posts Reveal What MCA Underwriting Best Practices Actually Look Like

DailyFunder's 14 years of MCA community data reveal which underwriting practices separate profitable funders from everyone else.

September 21, 2026 · 9 min read

How Mid-Year SMB Financing Signals Reshape AI Underwriting for Merchant Cash Advance

Mid-year SMB financing signals reveal why MCA funders need AI underwriting to navigate withdrawn acquisitions, tighter capital, and shifting deal flow.