Insights for MCA Lenders
Bank verification best practices, fraud prevention, and underwriting strategies
How Platform Lending Data Moats Reshape AI Underwriting for Merchant Cash Advance
Platform lenders use transaction data moats to achieve sub-4% loss rates. Here's how independent MCA funders can close the gap with AI underwriting.
How Shopify's $1.4B Quarter Proves Platform Lenders Outpace Independent MCA Funders on Verification Speed
Shopify Capital's $1.4B Q2 proves platform lenders win on speed. Here's how independent MCA funders close the verification gap.
How NerdWallet's AI Transition Reshapes Lead Discovery for MCA Funders
NerdWallet's AI pivot signals a fundamental shift in how merchants find funding. Here's what it means for MCA lead strategy.
How Square's Sub-4% Loss Rates Prove the Case for AI Underwriting for Merchant Cash Advance
Square's sub-4% loss rates reveal why proprietary data and AI underwriting outperform traditional methods in MCA lending.
How Shopify's MCA-to-Loan Transition in Canada Reshapes Bank Verification Software for Funders
Shopify's Canadian MCA-to-loan pivot signals regulatory shifts that demand stronger bank verification from independent funders.
How Scammers Defeat Time-in-Business Checks and What MCA Underwriting Best Practices Catch Them
Fraudsters are gaming time-in-business verification. Here's how layered underwriting catches what SOS filings miss.