Insights for MCA Lenders

Bank verification best practices, fraud prevention, and underwriting strategies

August 09, 2026 · 8 min read

How NerdWallet's AI Transition Reshapes Lead Discovery for MCA Funders

NerdWallet's AI pivot signals a fundamental shift in how merchants find funding. Here's what it means for MCA lead strategy.

August 08, 2026 · 8 min read

How Square's Sub-4% Loss Rates Prove the Case for AI Underwriting for Merchant Cash Advance

Square's sub-4% loss rates reveal why proprietary data and AI underwriting outperform traditional methods in MCA lending.

August 07, 2026 · 9 min read

How Shopify's MCA-to-Loan Transition in Canada Reshapes Bank Verification Software for Funders

Shopify's Canadian MCA-to-loan pivot signals regulatory shifts that demand stronger bank verification from independent funders.

August 06, 2026 · 9 min read

How Scammers Defeat Time-in-Business Checks and What MCA Underwriting Best Practices Catch Them

Fraudsters are gaming time-in-business verification. Here's how layered underwriting catches what SOS filings miss.

August 05, 2026 · 8 min read

How Canadian MCA Fraud Consortiums Reshape AI Fraud Detection for Business Lending

Trust Science's Lenders API acquisition signals a new era of consortium-based fraud prevention for Canadian MCA underwriting.

August 04, 2026 · 9 min read

How LendingTree's AI Communication Strategy Reshapes Lead Handling for MCA Lenders

LendingTree's CEO calls AI-powered lead communication 'very exciting.' Here's what MCA funders should learn from the shift.