Insights for MCA Lenders
Bank verification best practices, fraud prevention, and underwriting strategies
How Lightspeed's MCA Shareholder Value Thesis Exposes the AI Underwriting Gap for Independent Funders
Lightspeed is doubling down on MCA as a shareholder value driver. Here's what that means for independent funders without platform-level AI underwriting.
How Enova's $1.6B Quarter Proves AI Underwriting for Merchant Cash Advance Is Table Stakes
Enova's record $1.6B origination quarter shows why AI underwriting for MCA is no longer optional for independent funders.
How Lightspeed's MCA Shareholder Value Play Exposes the Throughput Ceiling for Funders
Lightspeed declared MCA its top shareholder value driver. Here's why that growth strategy exposes a throughput ceiling most funders haven't solved.
How Fundworks' $40M Investment-Grade Note Reshapes Bank Verification Software for Funders
Fundworks' upsized $40M investment-grade notes raise the data bar for MCA funders seeking institutional capital.
How SoFi's $3B SMB Push Forces MCA Funders to Rethink Bank Verification Software
SoFi's $3B SMB lending commitment intensifies competition. Here's what MCA funders need from bank verification software to keep pace.
How a Bankruptcy Court Reclassifying MCAs as Loans Changes Bank Verification Software for Funders
A NY bankruptcy court reclassified $10.8M in MCAs as loans. Here's what funders must do with bank verification to protect their purchase-of-receivables structure.